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Blog

Bruce R. Barton, CFP® CFA
November 1, 2021
Equity Compensation

What Should I Sell First: My ISOs, NSOs, or RSUs?

Bruce R. Barton, CFP® CFA
November 1, 2021
Equity Compensation
 What Should I Sell First: My ISOs, NSOs, or RSUs?

Deciding which equity compensation to sell first requires a lot of analysis, paired with a clear understanding of what you’re trying to accomplish.

Tagged: ISOs, Incentive Stock Options, NSOs, Non-qualified Stock Options, RSUs, Restricted Stock Units

Bruce R. Barton, CFP® CFA
October 1, 2021
Tax Planning

Avoid This Big Tax Mistake When Founding Your Tech Startup

Bruce R. Barton, CFP® CFA
October 1, 2021
Tax Planning
Avoid This Big Tax Mistake When Founding Your Tech Startup

When founding a tech startup, there’s one mistake that could cost you huge amounts of money in additional taxes. Read on to learn how to avoid it.

Tagged: Startups, Capital Gains Tax, Income Tax, Vesting, Compensation

Parkworth Wealth Management
September 1, 2021

Parkworth Wealth Management’s Michal Zyla Earns CFP® Certification

Parkworth Wealth Management
September 1, 2021
Parkworth Wealth Management’s Michal Zyla Earns CFP® Certification

Parkworth Wealth Management, in San Jose and Palo Alto, promoted Associate Wealth Advisor Michal Zyla to Wealth Advisor after he earned the CFP® certification.

Bruce R. Barton, CFP® CFA
September 1, 2021
Investing, Investment Management

Hiring an Investment Manager: What You Need to Know

Bruce R. Barton, CFP® CFA
September 1, 2021
Investing, Investment Management
Hiring an Investment Manager: What You Need to Know

When you’re interviewing potential investment managers, your first questions should focus on getting to know whom you’re speaking with.

Tagged: Investment Manager, Investing

Parkworth Wealth Management
August 3, 2021

Parkworth Wealth Management Welcomes Max Gonda to the Team

Parkworth Wealth Management
August 3, 2021
Parkworth Wealth Management Welcomes Max Gonda to the Team

Parkworth Wealth Management, with offices in San Jose and Palo Alto, has hired Max Gonda as an Associate Wealth Advisor.

Bruce R. Barton, CFP® CFA
July 27, 2021
Financial Planning

Don’t Sabotage Your Financial Future by Overbuying on a Home

Bruce R. Barton, CFP® CFA
July 27, 2021
Financial Planning
Don’t Sabotage Your Financial Future by Overbuying on a Home

Buying the house of your dreams can be alluring. But especially with the skyrocketing cost of real estate, it’s important to first realize the longer-term financial implications of buying a more expensive house. Read on to learn about some of the costs you should consider.

Tagged: Homebuying, Real Estate

Bruce R. Barton, CFP® CFA
June 30, 2021
Investment Management

Three Ways to Protect Your Portfolio from Inflation

Bruce R. Barton, CFP® CFA
June 30, 2021
Investment Management
Three Ways to Protect Your Portfolio from Inflation

Many investors today are unfamiliar with the fallout from inflation—but they’ll almost certainly encounter it at some point. And possibly soon. In this article, I review three ways to adjust your investment portfolio to prepare for inflation.

Tagged: Inflation

Bruce R. Barton, CFP® CFA
June 1, 2021
Financial Planning

Post-IPO Financial Planning—Exploring What’s Possible

Bruce R. Barton, CFP® CFA
June 1, 2021
Financial Planning
Post-IPO Financial Planning—Exploring What’s Possible

How scenario analysis and Monte Carlo simulation techniques can help you explore your post-IPO financial situation as well as what’s possible.

Tagged: Lockup Period, IPO, Initial Public Offering, Monte Carlo Simulation, Scenario Analysis

Bruce R. Barton, CFP® CFA
May 14, 2021
Tax Planning

California Income Tax and Residency, Part 2: Equity Compensation and Remote Work

Bruce R. Barton, CFP® CFA
May 14, 2021
Tax Planning
California Income Tax and Residency, Part 2: Equity Compensation and Remote Work

How does California residency (or non-residency) tie into your equity compensation? We look at the tax rules as well as the remote-work trend.

Tagged: California, Income Tax, Residency, Franchise Tax Board, IPO

Bruce R. Barton, CFP® CFA
April 15, 2021
Tax Planning

California Income Tax and Residency, Part 1: The Basics

Bruce R. Barton, CFP® CFA
April 15, 2021
Tax Planning
California Income Tax and Residency, Part 1: The Basics

Considering moving out of California to avoid paying income tax on upcoming gains? Read on to learn more about what you need to consider.

Tagged: California, Income Tax, Residency, Franchise Tax Board, IPO

Bruce R. Barton, CFP® CFA
October 26, 2020
Investment Management

IPO and Direct Listing Considerations—Part II: Deciding How Much to Sell

Bruce R. Barton, CFP® CFA
October 26, 2020
Investment Management
IPO and Direct Listing Considerations—Part II: Deciding How Much to Sell

When it comes to liquidity events, you face some important questions on selling your shares. Read this article to help decide what’s right for you.

Tagged: Financial Planning, Direct Listing, Initial Public Offering, Diversification

Bruce R. Barton, CFP® CFA
October 19, 2020
Tax Planning

IPO and Direct Listing Considerations—Part I: Tax Consequences

Bruce R. Barton, CFP® CFA
October 19, 2020
Tax Planning
IPO and Direct Listing Considerations—Part I: Tax Consequences

When you have multiple types of equity compensation (e.g., ISOs, NSOs, and RSUs), the tax impacts can get tangled. Read this article to help sort them out.

Tagged: Investment Management, ISO, NSO, RSU, Restricted Stock, Initial Public Offering

Bruce R. Barton, CFP® CFA
April 10, 2020

Three Big Changes to IRA Rules for 2020

Bruce R. Barton, CFP® CFA
April 10, 2020
Three Big Changes to IRA Rules for 2020

The SECURE Act intersects with Individual Retirement Accounts (IRAs) in a number of ways. Here are three big changes for 2020 you should know about.

Bruce R. Barton, CFP® CFA
April 2, 2020

Odd Financial Advice to Help the Stock Market Recover

Bruce R. Barton, CFP® CFA
April 2, 2020
Odd Financial Advice to Help the Stock Market Recover

As markets gyrate and shelter-in-place fatigue sets in, here is some advice of a different kind to help the markets, and ourselves, recover.

Bruce R. Barton, CFP® CFA
January 7, 2020

6 Rules for Exercising Stock Options to Qualify for QSBS

Bruce R. Barton, CFP® CFA
January 7, 2020
6 Rules for Exercising Stock Options to Qualify for QSBS

Word about the QSBS exclusion has spread since the Tax Cuts and Jobs Act. Here’s what you need to know about qualified small business stock.

Bruce R. Barton, CFP® CFA
October 28, 2019

Tech Brands Hit the Public Markets via "IPO" but Should You Be Investing in Them?

Bruce R. Barton, CFP® CFA
October 28, 2019
Tech Brands Hit the Public Markets via "IPO" but Should You Be Investing in Them?

This year, 107 companies have gone public in the U.S. through an initial public offering (IPO). Can some of that wealth rub off on your early retirement fund?

Bruce R. Barton, CFP® CFA
September 9, 2019

Pre-IPO Tech Giants Using “Double-Trigger” RSU Vesting to Attract Talent

Bruce R. Barton, CFP® CFA
September 9, 2019
Pre-IPO Tech Giants Using “Double-Trigger” RSU Vesting to Attract Talent

By creating and evolving the double-trigger vesting of RSUs, private tech companies are innovating how they retain talent.

Tagged: restricted stock units, rsu, vesting, tech companies, silicon valley, human resources, ipo

Bruce Barton
August 15, 2019

What Your Employees Don’t Know About Their Finances Is Costing Them – And You

Bruce Barton
August 15, 2019
What Your Employees Don’t Know About Their Finances Is Costing Them – And You

People working in tech and other sophisticated industries are often smart, well-educated, hard-working, and passionately dedicated to their jobs. You might assume they have a good handle on their personal finances as well. But while some do, many do not.

Bruce Barton
June 12, 2019

Reverse Retail Therapy, Marie Kondo Style

Bruce Barton
June 12, 2019
Reverse Retail Therapy, Marie Kondo Style

Marie Kondo’s tidying magic doesn’t work with just your home. Apply it to your spending, too, to feel better about what you own.

Bruce Barton
April 30, 2019

Find Money You Didn’t Know You Lost: Search State Unclaimed-Property Sites

Bruce Barton
April 30, 2019
Find Money You Didn’t Know You Lost: Search State Unclaimed-Property Sites

You may have money coming to you that you didn’t even know existed. Here’s how to find your unclaimed property.

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